Law Firm PR News
Today's Legal News Bookmark Web Site
Law firm violated debt collection statute, federal suit alleges
Court Line | 2008/03/01 20:22

Pauline Sumowski filed suit in federal court Feb. 27, alleging the law firm Baker, Miller, Markoff & Krasny, LLC of Chicago violated the Fair Debt Collection Practices Act, 15 U.S.C. ยง 1692, when trying to collect a debt owed by her deceased husband.

According to the complaint filed in U.S. District Court for the Southern District of Illinois, Al Sumowski opened a consumer credit card account with Discover Bank roughly 30 years ago and was the only authorized user on the account.

Sumowski claims that 10 years after her husband's death in 1990, Discover began sending billing statements directly to her demanding payment on the account.

"Mrs. Sumowski assumed that she was somehow liable for the Discover account and accordingly, she tried her best to make payments on it," the complaint states.

"When Mrs. Sumowski began having trouble paying some of her debts in 2006, due to increased family and household expenses, she was unable to make any further payments to Discover."

She claims that after missing payments, the Baker firm, on behalf of Discover, filed suit against her in Madison County on March 5, 2007, despite the fact that the debt is not owed by her.

Sumowski claims she was forced to hire an attorney and learned that she was not liable for the Discover account owed by her late husband.

According to Sumowski, the Baker firm attached a purported affidavit along with purported terms and conditions for the account that the firm claimed formed the basis of the original contract between Sumowski and Discover.

"That generic agreement, however, is incomplete, is dated several years after the alleged account at issue was opened, and thus, is not the agreement that governs the account at issue," the complaint states. "In fact, no evidence of any signed agreement between Mrs. Sumowski and Discover was attached to the State Court Lawsuit."

Sumowski also claims none of the billing statements that were offered as exhibits contained any new charges but only contained a demand for payment of a past due balance, late fees, penalties and credit protection services.

She claims the day her case was scheduled for trial, the Baker firm dismissed the suit.

According to Sumowski, the Baker firm violated the Fair Debt Collection Practices Act by:

  • Falsely claiming that she owed the alleged Discover debt;
  • Falsely claiming that the account agreement attached to the complaint was a contract between Discover and herself;
  • Falsely stating in a sworn affidavit attached to the complaint that Discover's business records had been reviewed and confirmed that she owed a balance to Discover; and
  • Filing a lawsuit against her on a time-barred debt.

    Represented by David J. Philipps and Bonnie C. Dragotto of Palos Hills, Sumowski is seeking a judgment for actual and statutory damages, costs and reasonable attorneys' fees. The case has been assigned to District Judge Michael Reagan.


  • [PREV] [1] ..[1851][1852][1853][1854][1855][1856][1857][1858][1859].. [1874] [NEXT]
       Law Firm PR News Menu
    All
    Legal Focuses
    Legal PR
    Attorney News
    Court Line
    Court Watch
    Legal News
    Law Firm Topics
       Law Firm & Attorney Directory
    Law Firm PR News provides the most current career information of legal professionals and is the top source for law firms and attorneys.
       Recent Entries
    Thai court extends detention..
    Supreme Court won't hear Pla..
    Defamation lawsuit against a..
    Chinese executive facing US ..
    Palestinian court extends de..
    High court seems to lean aga..
    EU court adviser: Britain co..
    Sri Lanka court orders prime..
    Court: Man put clothes, ID o..
    Lump of coal? Taxes more lik..
    Government asks high court t..
    Russian court challenges Int..
    Poland moves to reinstate re..
    European court: Russia's arr..
    Impeachment focus back on W...
       Lawyer & Law Firm Directory
    Canton Criminal Lawyer
    Canton DUI lawyer
    www.cantoncriminalattorney.com
    Connecticut Special Education Lawyer
    www.fortelawgroup.com
    Chicago Work Accident Lawyer
    Chicago Workplace Injury Attorneys
    www.krol-law.com
    Surry County Criminal Defense Lawyers
    Yadkin County Family Law Attorneys
    www.dirussolaw.com
    Bankruptcy Attorney Eugene
    Eugene Bankruptcy Attorney
    www.willamettevalleybankruptcy.com
    Oregon DUI Law Attorney
    Eugene DUI Lawyer. Criminal Defense Law
    www.mjmlawoffice.com
    St. Louis Missouri Criminal Defense Lawyer
    St. Charles DUI Attorney
    www.lynchlawonline.com
    San Francisco Trademark Lawyer
    San Francisco Copyright Lawyer
    www.onulawfirm.com
    Santa Ana Workers' Compensation Lawyers
    www.gentryashtonlaw.com
    Midtown Manhattan, New York Real Estate Law Firm
    www.woodslaw.com
    Houston Car Accident Attorneys
    Wrongful Death Attorneys Houston
    Houston Wrongful Death
    New York Adoption Lawyers
    New York Foster Care Lawyers
    Adoption Pre-Certification
    www.lawrsm.com
     
    © Marking Agency For Law FirmsLaw Firm News Media. All rights reserved.

    The content contained on the web site has been prepared by Law Firm News as a service to the internet community and is not intended to constitute legal advice or a substitute for consultation with a licensed legal professional in a particular case or circumstance. Small Law firm website design by Law Promo.